Campbell, CA
How exposed is Campbell to wildfire?
Out of every US place USFS scores, Campbell lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 13,201 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Campbell at the 39th percentile, close to its 37th-percentile risk score.
Campbell's building exposure, zone by zone
Most of Campbell's buildings (99.3% of 13,201) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 13,201 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Campbell against the rest of the country
Campbell's 37th national percentile looks worse in isolation than its 5th ranking inside California does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Campbell ranks 19,812 for wildfire risk (1 is highest) and 1,158 by building count (1 is largest). Within California alone, it ranks 1,493 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Campbell
Campbell's 37th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
With 99.3% of buildings rated Minimal exposure, Campbell gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Campbell's figures come from
The methodology guide shows exactly how USFS turned 13,201 counted buildings into the percentiles shown above for Campbell. The exposure-zones guide covers what Campbell's dominant minimal exposure actually means, with real examples from across the dataset.