Camp Point, IL
Camp Point wildfire risk explained
USFS scores Camp Point at the 21st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 743 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Camp Point at the 21st percentile, close to its 21st-percentile risk score.
Where Camp Point's buildings actually sit
Only 5.1% of Camp Point's 743 buildings carry Direct exposure and 0% carry Indirect; the remaining 94.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Camp Point ranks
Compare Camp Point's two percentiles: 63rd within Illinois, only 21st nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Camp Point ranks 25,013 for wildfire risk (1 is highest) and 14,194 by building count (1 is largest). Within Illinois alone, it ranks 537 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Camp Point
Camp Point's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 94.9% of buildings rated Minimal exposure, Camp Point gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Camp Point's figures come from
The methodology guide shows exactly how USFS turned 743 counted buildings into the percentiles shown above for Camp Point. The exposure-zones guide covers what Camp Point's dominant minimal exposure actually means, with real examples from across the dataset.