Camp Hill, AL
How exposed is Camp Hill to wildfire?
Camp Hill's 729 buildings earn a 84th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Camp Hill at the 86th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
81.1% of Camp Hill's 729 buildings sit in USFS's Direct exposure zone, roughly 591 structures close enough to burnable vegetation for flame contact, not just embers — 18.9% fall in the Indirect, ember-only zone and 0% are Minimal.
Camp Hill against the rest of the country
Camp Hill's risk sits at a similar level relative to Alabama (86th percentile statewide) as it does nationally (84th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Camp Hill ranks 5,155 for wildfire risk (1 is highest) and 14,344 by building count (1 is largest). Within Alabama alone, it ranks 85 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Camp Hill and the insurance market
At the 84th percentile nationally, Camp Hill carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 81.1% of Camp Hill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Camp Hill's figures come from
The methodology guide shows exactly how USFS turned 729 counted buildings into the percentiles shown above for Camp Hill. The exposure-zones guide covers what Camp Hill's dominant direct exposure actually means, with real examples from across the dataset.