Cameron, TX
Cameron wildfire risk explained
Out of every US place USFS scores, Cameron lands at the 69th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,029 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cameron at the 69th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Cameron's building exposure, zone by zone
3,029 buildings are counted in Cameron, and 77.1% of them are Indirect exposure — ember-driven risk rather than the 22.9% in Direct exposure or the 0% rated Minimal.
Cameron against the rest of the country
Cameron ranks lower within Texas (28th percentile statewide) than its 69th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cameron ranks 9,812 for wildfire risk (1 is highest) and 5,387 by building count (1 is largest). Within Texas alone, it ranks 1,284 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Cameron's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Cameron
With ember exposure the dominant pattern in Cameron (77.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Cameron's figures come from
Cameron's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cameron's dominant indirect exposure actually means, with real examples from across the dataset.