Cameron Park, TX
Cameron Park wildfire risk explained
Cameron Park sits at the 77th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,514 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cameron Park's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Cameron Park's building exposure, zone by zone
99.1% of Cameron Park's 1,514 buildings sit in USFS's Minimal exposure zone, with only 0.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Cameron Park ranks
Cameron Park's 77th national percentile looks worse in isolation than its 51st ranking inside Texas does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Cameron Park ranks 7,418 for wildfire risk (1 is highest) and 9,104 by building count (1 is largest). Within Texas alone, it ranks 885 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Cameron Park's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 99.1% of buildings rated Minimal exposure, Cameron Park gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Cameron Park's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Cameron Park, see the exposure-zones guide.