Cameron, AZ
How exposed is Cameron to wildfire?
Cameron's 438 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cameron at the 45th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Cameron's buildings actually sit
80.8% of Cameron's 438 buildings sit in USFS's Direct exposure zone, roughly 354 structures close enough to burnable vegetation for flame contact, not just embers — 19.2% fall in the Indirect, ember-only zone and 0% are Minimal.
How Cameron compares
Cameron ranks lower within Arizona (12th percentile statewide) than its 41st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cameron ranks 18,614 for wildfire risk (1 is highest) and 18,499 by building count (1 is largest). Within Arizona alone, it ranks 387 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Cameron's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 80.8% of Cameron in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Cameron's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Cameron, see the exposure-zones guide.