Camden, TN
How exposed is Camden to wildfire?
USFS's Wildfire Risk to Communities model puts Camden at the 51st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,207 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Camden's burn probability — fire likelihood with no building count factored in — sits at the 53rd percentile nationally.
Where Camden's buildings actually sit
Direct exposure dominates in Camden: 73.2% of its 2,207 buildings, versus 26.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Camden ranks
There's little gap between Camden's 51st national percentile and its 45th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Camden ranks 15,456 for wildfire risk (1 is highest) and 6,917 by building count (1 is largest). Within Tennessee alone, it ranks 279 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 51st national percentile, Camden rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Camden
Camden's 73.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Camden's figures come from
Every one of the two percentiles behind Camden's 15,456-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Camden's dominant direct exposure actually means, with real examples from across the dataset.