Camden, OH
Camden wildfire risk explained
USFS's Wildfire Risk to Communities model puts Camden at the 19th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,181 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Camden's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Camden's buildings actually sit
1,181 buildings are counted in Camden, and 82.1% of them are Indirect exposure — ember-driven risk rather than the 18% in Direct exposure or the 0% rated Minimal.
Camden against the rest of the country
Camden's 50th-percentile standing inside Ohio outpaces its 19th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Camden ranks 25,507 for wildfire risk (1 is highest) and 10,760 by building count (1 is largest). Within Ohio alone, it ranks 639 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 19th national percentile, Camden rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Camden (82.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Camden's 25,507-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Camden, see the exposure-zones guide.