Camden, NY
How exposed is Camden to wildfire?
USFS's Wildfire Risk to Communities model puts Camden at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,024 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Camden at the 7th percentile, close to its 7th-percentile risk score.
Camden's building exposure, zone by zone
Indirect exposure is dominant in Camden (61.4% of 1,024 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.6% sit in the Direct zone.
How Camden compares
Camden scores 7th nationally and 13th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Camden ranks 29,313 for wildfire risk (1 is highest) and 11,769 by building count (1 is largest). Within New York alone, it ranks 1,117 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 7th national percentile, Camden rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 61.4% of Camden's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Camden's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Camden, see the exposure-zones guide.