Camden, NJ
Camden, NJ's wildfire risk, in USFS's own numbers
USFS scores Camden at the 36th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 11,746 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Camden at the 38th percentile, close to its 36th-percentile risk score.
What "at risk" means for the buildings here
Camden rates 99.5% Minimal exposure against just 0.5% Direct and 0% Indirect — of 11,746 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 11,746 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Camden compares
Camden scores 36th nationally and 36th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Camden ranks 20,234 for wildfire risk (1 is highest) and 1,331 by building count (1 is largest). Within New Jersey alone, it ranks 452 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Camden
Camden's moderate rating (36th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Camden
With 99.5% of buildings rated Minimal exposure, Camden gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 11,746 counted buildings into the percentiles shown above for Camden. For more on what minimal exposure implies beyond Camden, see the exposure-zones guide.