Camden, MO
Camden, MO's wildfire risk, in USFS's own numbers
Camden sits at the 53rd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 124 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Camden at the 55th percentile, close to its 53rd-percentile risk score.
Camden's building exposure, zone by zone
USFS classifies 54% of Camden's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 46% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Camden compares
Camden's risk sits at a similar level relative to Missouri (39th percentile statewide) as it does nationally (53rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Camden ranks 14,754 for wildfire risk (1 is highest) and 27,990 by building count (1 is largest). Within Missouri alone, it ranks 645 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 53rd national percentile, Camden rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Camden's 54% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Camden's 14,754-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Camden, see the exposure-zones guide.