Camden, AR
Camden wildfire risk explained
USFS's Wildfire Risk to Communities model puts Camden at the 51st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 6,121 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Camden at the 53rd percentile, close to its 51st-percentile risk score.
Where Camden's buildings actually sit
Indirect exposure is dominant in Camden (83.4% of 6,121 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 16.7% sit in the Direct zone. At 6,121 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Camden ranks
Camden's 51st national percentile looks worse in isolation than its 27th ranking inside Arkansas does — this place is on the milder end for its own state, by 25 points. Among the 31,521 US communities USFS scores, Camden ranks 15,399 for wildfire risk (1 is highest) and 2,830 by building count (1 is largest). Within Arkansas alone, it ranks 451 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Camden and the insurance market
Camden's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Camden's 83.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Camden's figures come from
Camden's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Camden's dominant indirect exposure actually means, with real examples from across the dataset.