Cambridge Springs, PA
Cambridge Springs wildfire risk explained
USFS's Wildfire Risk to Communities model puts Cambridge Springs at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 782 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cambridge Springs at the 37th percentile, close to its 35th-percentile risk score.
What "at risk" means for the buildings here
Most of Cambridge Springs's buildings (78.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Cambridge Springs compares
There's little gap between Cambridge Springs's 35th national percentile and its 49th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Cambridge Springs ranks 20,556 for wildfire risk (1 is highest) and 13,798 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,009 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Cambridge Springs
At the 35th national percentile, Cambridge Springs rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Cambridge Springs's 78.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Cambridge Springs's figures come from
Cambridge Springs's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cambridge Springs's dominant indirect exposure actually means, with real examples from across the dataset.