Cambridge, PA
How exposed is Cambridge to wildfire?
Cambridge's 213 buildings earn a 9th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cambridge's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Where Cambridge's buildings actually sit
Direct exposure dominates in Cambridge: 79.3% of its 213 buildings, versus 8.5% Indirect and 12.2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Cambridge compares
Cambridge scores 9th nationally and 7th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cambridge ranks 28,696 for wildfire risk (1 is highest) and 24,377 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,857 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 9th national percentile, Cambridge rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Cambridge
Because Direct exposure dominates in Cambridge (79.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Cambridge's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Cambridge, see the exposure-zones guide.