Cambria, IL
How exposed is Cambria to wildfire?
Out of every US place USFS scores, Cambria lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 773 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cambria at the 38th percentile, close to its 36th-percentile risk score.
Where Cambria's buildings actually sit
USFS classifies 54.2% of Cambria's buildings as Direct exposure, higher than its 31.3% Indirect share and far above its 14.5% Minimal share — a profile where 419 structures sit close enough to vegetation that lot clearing matters most.
Where Cambria ranks
Within Illinois, Cambria ranks higher (89th percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Cambria ranks 20,036 for wildfire risk (1 is highest) and 13,888 by building count (1 is largest). Within Illinois alone, it ranks 165 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Cambria
Cambria's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 54.2% of Cambria in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 773 counted buildings into the percentiles shown above for Cambria. For more on what direct exposure implies beyond Cambria, see the exposure-zones guide.