Camargo, OK
Camargo, OK's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Camargo lands at the 96th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 173 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Camargo at the 96th percentile, close to its 96th-percentile risk score.
Camargo's building exposure, zone by zone
Indirect exposure is dominant in Camargo (68.8% of 173 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 31.2% sit in the Direct zone.
Where Camargo ranks
Camargo scores 96th nationally and 83rd within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Camargo ranks 1,422 for wildfire risk (1 is highest) and 25,911 by building count (1 is largest). Within Oklahoma alone, it ranks 146 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Camargo and the insurance market
Camargo's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 68.8% of Camargo's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Camargo's 1,422-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Camargo, see the exposure-zones guide.