Camargito, TX
Camargito wildfire risk explained
USFS's Wildfire Risk to Communities model puts Camargito at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 118 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Camargito at the 87th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Camargito's buildings actually sit
118 buildings are counted in Camargito, and 90.7% of them are Indirect exposure — ember-driven risk rather than the 9.3% in Direct exposure or the 0% rated Minimal.
How Camargito compares
There's little gap between Camargito's 88th national percentile and its 79th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Camargito ranks 3,949 for wildfire risk (1 is highest) and 28,275 by building count (1 is largest). Within Texas alone, it ranks 375 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Camargito
Camargito's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 90.7% of Camargito's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Camargito's 3,949-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Camargito, see the exposure-zones guide.