Camano, WA
How exposed is Camano to wildfire?
Camano's 11,688 buildings earn a 14th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Camano at the 13th percentile, close to its 14th-percentile risk score.
Camano's building exposure, zone by zone
Of Camano's 11,688 counted buildings, 52.9% carry Direct exposure and only 13.5% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first. At 11,688 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Camano against the rest of the country
There's little gap between Camano's 14th national percentile and its 18th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Camano ranks 26,963 for wildfire risk (1 is highest) and 1,341 by building count (1 is largest). Within Washington alone, it ranks 513 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Camano's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Camano
Because Direct exposure dominates in Camano (52.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Camano's figures come from
The methodology guide shows exactly how USFS turned 11,688 counted buildings into the percentiles shown above for Camano. The exposure-zones guide covers what Camano's dominant direct exposure actually means, with real examples from across the dataset.