Camanche North Shore, CA
How exposed is Camanche North Shore to wildfire?
Camanche North Shore's 548 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Camanche North Shore at the 91st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Camanche North Shore's building exposure, zone by zone
Indirect exposure is dominant in Camanche North Shore (58.2% of 548 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 40.5% sit in the Direct zone.
How Camanche North Shore compares
Camanche North Shore's 89th national percentile looks worse in isolation than its 59th ranking inside California does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Camanche North Shore ranks 3,456 for wildfire risk (1 is highest) and 16,596 by building count (1 is largest). Within California alone, it ranks 643 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Camanche North Shore and the insurance market
Camanche North Shore's 89th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Because 58.2% of Camanche North Shore's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Camanche North Shore's figures come from
Every one of the two percentiles behind Camanche North Shore's 3,456-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Camanche North Shore's dominant indirect exposure actually means, with real examples from across the dataset.