Calypso, NC
Calypso wildfire risk explained
Out of every US place USFS scores, Calypso lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 315 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Calypso's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
Where Calypso's buildings actually sit
315 buildings are counted in Calypso, and 56.8% of them are Indirect exposure — ember-driven risk rather than the 41.6% in Direct exposure or the 1.6% rated Minimal.
How Calypso compares
Inside North Carolina, Calypso sits at just the 18th percentile even though it scores 41st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Calypso ranks 18,473 for wildfire risk (1 is highest) and 21,233 by building count (1 is largest). Within North Carolina alone, it ranks 630 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Calypso's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 56.8% of Calypso's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Calypso's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Calypso, see the exposure-zones guide.