Calvert, TX
Calvert, TX's wildfire risk, in USFS's own numbers
Calvert's 913 buildings earn a 75th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Calvert at the 76th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Calvert's building exposure, zone by zone
913 buildings are counted in Calvert, and 69.1% of them are Indirect exposure — ember-driven risk rather than the 30.9% in Direct exposure or the 0% rated Minimal.
Where Calvert ranks
Inside Texas, Calvert sits at just the 47th percentile even though it scores 75th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Calvert ranks 7,826 for wildfire risk (1 is highest) and 12,616 by building count (1 is largest). Within Texas alone, it ranks 953 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Calvert's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Calvert
Because 69.1% of Calvert's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Calvert's 7,826-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Calvert, see the exposure-zones guide.