Calvary, GA
Calvary, GA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Calvary at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 179 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Calvary at the 71st percentile, close to its 72nd-percentile risk score.
Calvary's building exposure, zone by zone
Direct exposure dominates in Calvary: 97.2% of its 179 buildings, versus 2.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Calvary against the rest of the country
Calvary scores 72nd nationally and 71st within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Calvary ranks 8,851 for wildfire risk (1 is highest) and 25,661 by building count (1 is largest). Within Georgia alone, it ranks 192 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Calvary and the insurance market
Calvary's 72nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 97.2% of Calvary in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Calvary's figures come from
Every one of the two percentiles behind Calvary's 8,851-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Calvary's dominant direct exposure actually means, with real examples from across the dataset.