Calumet, MI
How exposed is Calumet to wildfire?
Calumet's 334 buildings earn a 33rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Calumet's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Where Calumet's buildings actually sit
Indirect exposure is dominant in Calumet (99.7% of 334 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 0.3% sit in the Direct zone.
Calumet against the rest of the country
Compare Calumet's two percentiles: 84th within Michigan, only 33rd nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Calumet ranks 21,238 for wildfire risk (1 is highest) and 20,716 by building count (1 is largest). Within Michigan alone, it ranks 117 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Calumet
At the 33rd national percentile, Calumet rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Calumet's 99.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Calumet's 21,238-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Calumet, see the exposure-zones guide.