Calumet, IA
Calumet, IA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Calumet lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 150 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Calumet at the 6th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Calumet's building exposure, zone by zone
54% of Calumet's 150 buildings sit in USFS's Direct exposure zone, roughly 81 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 46% are Minimal.
How Calumet compares
Calumet scores 7th nationally and 15th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Calumet ranks 29,374 for wildfire risk (1 is highest) and 26,874 by building count (1 is largest). Within Iowa alone, it ranks 866 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Calumet
At the 7th national percentile, Calumet rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 54% of Calumet in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Calumet's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Calumet, see the exposure-zones guide.