Calumet City, IL
Calumet City wildfire risk explained
Out of every US place USFS scores, Calumet City lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 16,068 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Calumet City at the 54th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Calumet City's building exposure, zone by zone
Most of Calumet City's buildings (99.4% of 16,068) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 16,068 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Calumet City against the rest of the country
Calumet City's 99th-percentile standing inside Illinois outpaces its 51st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Calumet City ranks 15,341 for wildfire risk (1 is highest) and 909 by building count (1 is largest). Within Illinois alone, it ranks 18 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Calumet City
Calumet City's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 99.4% of buildings rated Minimal exposure, Calumet City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 16,068 counted buildings into the percentiles shown above for Calumet City. For more on what minimal exposure implies beyond Calumet City, see the exposure-zones guide.