Callender, CA
Callender, CA's wildfire risk, in USFS's own numbers
Callender sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,028 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Callender's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
What "at risk" means for the buildings here
1,028 buildings are counted in Callender, and 62.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Callender against the rest of the country
Callender's 71st national percentile looks worse in isolation than its 29th ranking inside California does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Callender ranks 9,035 for wildfire risk (1 is highest) and 11,735 by building count (1 is largest). Within California alone, it ranks 1,112 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Callender and the insurance market
Callender sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 71st-percentile score like Callender's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
With 62.1% of Callender in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,028 counted buildings into the percentiles shown above for Callender. For more on what direct exposure implies beyond Callender, see the exposure-zones guide.