Calhoun, KY
How exposed is Calhoun to wildfire?
Out of every US place USFS scores, Calhoun lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 505 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Calhoun at the 18th percentile, close to its 17th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 54.1% of Calhoun's buildings as Direct exposure, higher than its 0% Indirect share and far above its 45.9% Minimal share — a profile where 273 structures sit close enough to vegetation that lot clearing matters most.
Where Calhoun ranks
There's little gap between Calhoun's 17th national percentile and its 28th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Calhoun ranks 26,091 for wildfire risk (1 is highest) and 17,255 by building count (1 is largest). Within Kentucky alone, it ranks 396 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Calhoun and the insurance market
Calhoun's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Calhoun
Because Direct exposure dominates in Calhoun (54.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Calhoun's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Calhoun, see the exposure-zones guide.