Calhoun, IL
Calhoun wildfire risk explained
Calhoun's 167 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Calhoun at the 3rd percentile, close to its 3rd-percentile risk score.
Where Calhoun's buildings actually sit
71.3% of Calhoun's 167 buildings sit in USFS's Minimal exposure zone, with only 28.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Calhoun against the rest of the country
Calhoun's 19th-percentile standing inside Illinois outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Calhoun ranks 30,595 for wildfire risk (1 is highest) and 26,127 by building count (1 is largest). Within Illinois alone, it ranks 1,166 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Calhoun's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Calhoun's 71.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Calhoun's figures come from
Every one of the two percentiles behind Calhoun's 30,595-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Calhoun's dominant minimal exposure actually means, with real examples from across the dataset.