Calhoun City, MS
Calhoun City wildfire risk explained
Calhoun City's 847 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Calhoun City's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
What "at risk" means for the buildings here
USFS puts 50.9% of Calhoun City's 847 buildings in the Indirect exposure zone, versus 49.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Calhoun City ranks
Calhoun City's 65th national percentile looks worse in isolation than its 44th ranking inside Mississippi does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Calhoun City ranks 11,124 for wildfire risk (1 is highest) and 13,193 by building count (1 is largest). Within Mississippi alone, it ranks 235 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
At the 65th percentile nationally, Calhoun City carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Calhoun City's 50.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Calhoun City's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Calhoun City, see the exposure-zones guide.