Calera, OK
Calera wildfire risk explained
USFS's Wildfire Risk to Communities model puts Calera at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,427 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Calera at the 74th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Calera's buildings actually sit
51.7% of Calera's 1,427 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 48.4% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Calera compares
Inside Oklahoma, Calera sits at just the 13th percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Calera ranks 8,260 for wildfire risk (1 is highest) and 9,495 by building count (1 is largest). Within Oklahoma alone, it ranks 724 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Calera's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 51.7% of Calera's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Calera's figures come from
Every one of the two percentiles behind Calera's 8,260-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Calera's dominant indirect exposure actually means, with real examples from across the dataset.