Caledonia, MO
Caledonia, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Caledonia lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 122 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Caledonia at the 78th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Caledonia's 122 counted buildings, 99.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Caledonia compares
Caledonia's 91st-percentile standing inside Missouri outpaces its 75th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Caledonia ranks 7,977 for wildfire risk (1 is highest) and 28,069 by building count (1 is largest). Within Missouri alone, it ranks 98 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Caledonia
At the 75th percentile nationally, Caledonia carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 99.2% of Caledonia in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Caledonia's figures come from
Caledonia's 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Caledonia's dominant direct exposure actually means, with real examples from across the dataset.