Caldwell, KS
Caldwell, KS's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Caldwell lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 998 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Caldwell at the 45th percentile, close to its 51st-percentile risk score.
Where Caldwell's buildings actually sit
Only 7.3% of Caldwell's 998 buildings carry Direct exposure and 0% carry Indirect; the remaining 92.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Caldwell against the rest of the country
Caldwell's 51st national percentile looks worse in isolation than its 33rd ranking inside Kansas does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, Caldwell ranks 15,561 for wildfire risk (1 is highest) and 11,948 by building count (1 is largest). Within Kansas alone, it ranks 482 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Caldwell
Caldwell's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 92.7% of buildings rated Minimal exposure, Caldwell gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 998 counted buildings into the percentiles shown above for Caldwell. For more on what minimal exposure implies beyond Caldwell, see the exposure-zones guide.