Cairo, NE
Cairo wildfire risk explained
USFS scores Cairo at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 503 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cairo at the 41st national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Cairo's building exposure, zone by zone
USFS classifies 90.3% of Cairo's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Cairo against the rest of the country
Cairo's 44th national percentile looks worse in isolation than its 28th ranking inside Nebraska does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Cairo ranks 17,716 for wildfire risk (1 is highest) and 17,288 by building count (1 is largest). Within Nebraska alone, it ranks 418 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Cairo and the insurance market
At the 44th national percentile, Cairo rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Cairo's 90.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cairo's 17,716-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cairo, see the exposure-zones guide.