Cahokia Heights, IL
Cahokia Heights, IL's wildfire risk, in USFS's own numbers
Cahokia Heights sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 10,303 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cahokia Heights at the 14th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Cahokia Heights's building exposure, zone by zone
USFS classifies 79.3% of Cahokia Heights's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.9% Direct and 15.8% Indirect — a landscape-level risk rather than a building-by-building one. At 10,303 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Cahokia Heights against the rest of the country
Within Illinois, Cahokia Heights ranks higher (49th percentile) than it does nationally (13th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Cahokia Heights ranks 27,410 for wildfire risk (1 is highest) and 1,554 by building count (1 is largest). Within Illinois alone, it ranks 738 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Cahokia Heights and the insurance market
Cahokia Heights's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 79.3% of buildings rated Minimal exposure, Cahokia Heights gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Cahokia Heights's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Cahokia Heights, see the exposure-zones guide.