Cadyville, NY
Cadyville, NY's wildfire risk, in USFS's own numbers
USFS scores Cadyville at the 15th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 270 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cadyville's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
Where Cadyville's buildings actually sit
270 buildings are counted in Cadyville, and 76.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Cadyville compares
Cadyville's 35th-percentile standing inside New York outpaces its 15th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cadyville ranks 26,857 for wildfire risk (1 is highest) and 22,507 by building count (1 is largest). Within New York alone, it ranks 837 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Cadyville
Cadyville's low wildfire rating (15th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 76.3% of Cadyville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Cadyville's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Cadyville, see the exposure-zones guide.