Cadiz, KY
How exposed is Cadiz to wildfire?
Cadiz sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,471 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cadiz at the 35th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Cadiz's building exposure, zone by zone
1,471 buildings are counted in Cadiz, and 68.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.2% rated Minimal.
How Cadiz compares
Within Kentucky, Cadiz ranks higher (61st percentile) than it does nationally (33rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Cadiz ranks 21,140 for wildfire risk (1 is highest) and 9,307 by building count (1 is largest). Within Kentucky alone, it ranks 217 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Cadiz and the insurance market
Cadiz's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Cadiz
With 68.3% of Cadiz in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cadiz's 21,140-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Cadiz, see the exposure-zones guide.