Cadiz, IN
How exposed is Cadiz to wildfire?
USFS scores Cadiz at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 92 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cadiz's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Where Cadiz's buildings actually sit
Most of Cadiz's buildings (65.2% of 92) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Cadiz ranks
There's little gap between Cadiz's 2nd national percentile and its 16th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Cadiz ranks 30,791 for wildfire risk (1 is highest) and 29,391 by building count (1 is largest). Within Indiana alone, it ranks 804 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 2nd national percentile, Cadiz rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Cadiz
With 65.2% of buildings rated Minimal exposure, Cadiz gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Cadiz's 30,791-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cadiz, see the exposure-zones guide.