Cache, UT
How exposed is Cache to wildfire?
Cache sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 60 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cache at the 84th percentile, close to its 86th-percentile risk score.
Cache's building exposure, zone by zone
USFS puts 55% of Cache's 60 buildings in the Indirect exposure zone, versus 43.3% Direct and 1.7% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Cache against the rest of the country
Cache ranks lower within Utah (46th percentile statewide) than its 86th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cache ranks 4,553 for wildfire risk (1 is highest) and 30,667 by building count (1 is largest). Within Utah alone, it ranks 176 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Shopping for coverage in Cache
At the 86th percentile nationally, Cache carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 55% of Cache's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cache's 4,553-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Cache, see the exposure-zones guide.