Cache, OK
How exposed is Cache to wildfire?
USFS scores Cache at the 96th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,479 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cache's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Where Cache's buildings actually sit
1,479 buildings are counted in Cache, and 72.1% of them are Indirect exposure — ember-driven risk rather than the 27.9% in Direct exposure or the 0% rated Minimal.
Cache against the rest of the country
Cache scores 96th nationally and 87th within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cache ranks 1,239 for wildfire risk (1 is highest) and 9,260 by building count (1 is largest). Within Oklahoma alone, it ranks 110 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Cache and the insurance market
Cache's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Cache (72.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,479 counted buildings into the percentiles shown above for Cache. For more on what indirect exposure implies beyond Cache, see the exposure-zones guide.