Cabery, IL
How exposed is Cabery to wildfire?
USFS's Wildfire Risk to Communities model puts Cabery at the 0th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 212 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cabery's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
What "at risk" means for the buildings here
Cabery rates 95.3% Minimal exposure against just 4.7% Direct and 0% Indirect — of 212 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Cabery ranks
Cabery's risk sits at a similar level relative to Illinois (3rd percentile statewide) as it does nationally (0th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cabery ranks 31,414 for wildfire risk (1 is highest) and 24,392 by building count (1 is largest). Within Illinois alone, it ranks 1,388 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Cabery
Cabery's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 95.3% of buildings rated Minimal exposure, Cabery gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Cabery's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Cabery, see the exposure-zones guide.