Caberfae, MI
How exposed is Caberfae to wildfire?
Caberfae's 153 buildings earn a 22nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Caberfae at the 23rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Caberfae's 153 counted buildings, 91.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Caberfae against the rest of the country
Compare Caberfae's two percentiles: 71st within Michigan, only 22nd nationally — a gap of 48 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Caberfae ranks 24,458 for wildfire risk (1 is highest) and 26,752 by building count (1 is largest). Within Michigan alone, it ranks 218 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Caberfae
Caberfae's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Caberfae's 91.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 153 counted buildings into the percentiles shown above for Caberfae. For more on what direct exposure implies beyond Caberfae, see the exposure-zones guide.