Cabana Colony, FL
How exposed is Cabana Colony to wildfire?
Cabana Colony sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 881 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cabana Colony at the 63rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Cabana Colony rates 98.1% Minimal exposure against just 1.9% Direct and 0% Indirect — of 881 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Cabana Colony against the rest of the country
Cabana Colony's 63rd national percentile looks worse in isolation than its 18th ranking inside Florida does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Cabana Colony ranks 11,621 for wildfire risk (1 is highest) and 12,896 by building count (1 is largest). Within Florida alone, it ranks 786 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Cabana Colony's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Cabana Colony's 98.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cabana Colony's 11,621-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cabana Colony, see the exposure-zones guide.