Caballo, NM
Caballo, NM's wildfire risk, in USFS's own numbers
Caballo sits at the 62nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 133 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Caballo at the 60th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Caballo's buildings actually sit
USFS classifies 100% of Caballo's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 133 structures sit close enough to vegetation that lot clearing matters most.
Where Caballo ranks
Caballo ranks lower within New Mexico (33rd percentile statewide) than its 62nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Caballo ranks 12,046 for wildfire risk (1 is highest) and 27,588 by building count (1 is largest). Within New Mexico alone, it ranks 334 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Caballo's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Caballo's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Caballo's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Caballo, see the exposure-zones guide.