Byrdstown, TN
How exposed is Byrdstown to wildfire?
Out of every US place USFS scores, Byrdstown lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 657 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Byrdstown's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
What "at risk" means for the buildings here
657 buildings are counted in Byrdstown, and 51.6% of them are Indirect exposure — ember-driven risk rather than the 48.4% in Direct exposure or the 0% rated Minimal.
Byrdstown against the rest of the country
Byrdstown scores 57th nationally and 51st within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Byrdstown ranks 13,689 for wildfire risk (1 is highest) and 15,107 by building count (1 is largest). Within Tennessee alone, it ranks 247 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Byrdstown and the insurance market
Byrdstown's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 51.6% of Byrdstown's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Byrdstown's figures come from
Byrdstown's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Byrdstown's dominant indirect exposure actually means, with real examples from across the dataset.