Byars, OK
Byars wildfire risk explained
Byars's 202 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Byars at the 96th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Byars's building exposure, zone by zone
USFS classifies 66.3% of Byars's buildings as Direct exposure, higher than its 33.7% Indirect share and far above its 0% Minimal share — a profile where 134 structures sit close enough to vegetation that lot clearing matters most.
Where Byars ranks
Byars's risk sits at a similar level relative to Oklahoma (82nd percentile statewide) as it does nationally (95th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Byars ranks 1,450 for wildfire risk (1 is highest) and 24,778 by building count (1 is largest). Within Oklahoma alone, it ranks 152 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Byars
Byars's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Byars (66.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Byars's figures come from
Byars's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Byars's dominant direct exposure actually means, with real examples from across the dataset.