Butterfield, MO
How exposed is Butterfield to wildfire?
Butterfield's 258 buildings earn a 72nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Butterfield's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Butterfield's building exposure, zone by zone
258 buildings are counted in Butterfield, and 66.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 33.3% rated Minimal.
How Butterfield compares
Butterfield's risk sits at a similar level relative to Missouri (86th percentile statewide) as it does nationally (72nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Butterfield ranks 8,791 for wildfire risk (1 is highest) and 22,889 by building count (1 is largest). Within Missouri alone, it ranks 151 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Butterfield carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Butterfield
With 66.7% of Butterfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Butterfield's figures come from
The methodology guide shows exactly how USFS turned 258 counted buildings into the percentiles shown above for Butterfield. The exposure-zones guide covers what Butterfield's dominant direct exposure actually means, with real examples from across the dataset.