Butler, NJ
Butler, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Butler at the 39th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,797 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Butler at the 38th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Butler's building exposure, zone by zone
73.4% of Butler's 2,797 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Butler compares
There's little gap between Butler's 39th national percentile and its 42nd percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Butler ranks 19,165 for wildfire risk (1 is highest) and 5,768 by building count (1 is largest). Within New Jersey alone, it ranks 407 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Butler's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 73.4% of Butler's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Butler's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Butler, see the exposure-zones guide.