Butler, IN
How exposed is Butler to wildfire?
Out of every US place USFS scores, Butler lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,397 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Butler at the 4th percentile, close to its 3rd-percentile risk score.
Where Butler's buildings actually sit
87.5% of Butler's 1,397 buildings sit in USFS's Minimal exposure zone, with only 12.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Butler ranks
Within Indiana, Butler ranks higher (25th percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Butler ranks 30,442 for wildfire risk (1 is highest) and 9,639 by building count (1 is largest). Within Indiana alone, it ranks 725 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Butler's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Butler
Butler's 87.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Butler's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Butler, see the exposure-zones guide.