Burt, MI
Burt wildfire risk explained
Out of every US place USFS scores, Burt lands at the 11th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 916 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Burt at the 11th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 94.3% of Burt's buildings as Direct exposure, higher than its 5.6% Indirect share and far above its 0.1% Minimal share — a profile where 864 structures sit close enough to vegetation that lot clearing matters most.
Burt against the rest of the country
Within Michigan, Burt ranks higher (37th percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Burt ranks 28,174 for wildfire risk (1 is highest) and 12,588 by building count (1 is largest). Within Michigan alone, it ranks 470 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Burt and the insurance market
Burt's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Burt
Burt's 94.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Burt's figures come from
The methodology guide shows exactly how USFS turned 916 counted buildings into the percentiles shown above for Burt. The exposure-zones guide covers what Burt's dominant direct exposure actually means, with real examples from across the dataset.