Burt, IA
Burt wildfire risk explained
Out of every US place USFS scores, Burt lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 355 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Burt at the 10th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Burt's buildings (83.1% of 355) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Burt compares
Burt scores 12th nationally and 22nd within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Burt ranks 27,825 for wildfire risk (1 is highest) and 20,185 by building count (1 is largest). Within Iowa alone, it ranks 799 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Burt
At the 12th national percentile, Burt rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 83.1% of Burt outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Burt's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Burt, see the exposure-zones guide.